Welcome to the No.W.Valley website. We provide Mortgage Planning Services for the purchase or construction of owner occupied, second home, and investment residential properties throughout Oregon. We also provide Mortgage Planning Services for refinances concerning rate and term, cash out, debt consolidation, home improvement, and the realization of your homes equity for investment or emergencies.

We are centrally located in Woodburn, Oregon. Our location allows us to provide exceptional Mortgage Planning Services to those in the greater North Willamette Valley area, including: Aurora, Brooks, Canby, Charbonneau, Clackamas, Dayton, Gervais, Hubbard, Keizer, Lafayette, Lake Oswego McMinnville, Molalla, Mount Angel, Newberg, Sherwood, Silverton, Saint Paul, Tualatin, Wilsonville, West Linn, Woodburn, Yamhill, and surrounding areas.

We are licensed to perform mortgage transactions in Oregon only. This allows us to concentrate on the mortgage regulations and programs specific to Oregon consumers. Some of those programs include: Conventional (Fannie Mea and Freddie Mac sponsored), Veterans Association (VA or ODVA), Alt-A, Sub-prime, and Hard or Private Money.

Check mark Use one of our simple loan application options to

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.